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About Us

PaytoStudy

The PaytoStudy Payments Service is provided by Interpay Ltd. trading as Transfermate Inc. and is regulated by the Central Bank of Ireland.

Member of Taxback Group

the taxback group logo

PaytoStudy is a member of the Taxback Group who are world-leaders in the provision of taxation, finance, money transfers and travel consultancy services. Established in Dublin in 1996, The Taxback Group has over 30 offices worldwide, headquartered in Ireland with offices in Dublin and Kilkenny. The group has been the recipient of numerous awards and accolades including:

  • deloitte
  • all ireland business all stars
  • ernst & young
  • great place to work

Founders

  • terry clune

    Terry Clune
    CEO

    Terry is the CEO and founder of The Taxback Group. While working in Germany as student Terry was paying 50 – 60% tax and upon his return to Ireland he decided to figure out how to claim back his tax. He began doing tax returns for family and friends. After identifying this opportunity Terry set up a small office in Dublin city in 1996 and from then the group has continued to grow.

    Terry graduated from Trinity College Dublin with a Business and Economics (BESS) International business degree.

  • terry clune

    Tom Butler
    Director of Sales

    Tom joined the PaytoStudy team back in 2012 as a Global Business Manager and now he operates as a Director of Sales. Tom’s role is to lead and motivate the sales team towards reaching their objectives.

    Tom has over 20 years experience is the financial sector. He graduated from Waterford Institute of Technology with a Diploma in Mechanical Engineering. Tom went on to study in University College Dublin where he graduated with a Diploma in Financial Advice.

  • terry clune

    Kate Devereux
    Director of Operations

    Kate has been with The Taxback Group since its humble beginnings in 1997. She began as team manager for Taxback.com and in 2009 took up her role as Director of Operations with PaytoStudy.

    Kate has nearly 20 years experience in sales and customer care. It is her responsibility to encourage growth and manage the sales team. Kate graduated from Waterford Institute of Technology with a Degree in Business with German.

The security of your payments is our top priority at PaytoStudy. We use trusted banks and partners around the world with whom we've built established relationships. Our team constantly assesses our systems and try to identify and eliminate any possible risks or flaws. All payments made with PaytoStudy are transferred through SSL technology using 256 bit encryption, ensuring the safety of information.
We are comprehensively monitored by governing bodies across the globe such as FINCEN, FINTRAC, AUSTRAC, the Central Bank of Ireland and the Reserve Bank of India. Unlike other providers we have Professional Indemnity Insurance, meaning your money is safe at all times.

  • australian government
  • fintrac canafe
  • central bank of ireland
  • reserve bank of india
  • fincen